Health Insurance

Health insurance may be the most essential type of insurance you can carry. That’s because it affects more areas than just your health; it can also affect your financial bottom line.

Unexpected medical bills can devastate your finances. Health insurance doesn’t just help you pay for care; it can also financially protect you and your family in an unexpected medical event.

Unpredictable costs can rob your peace of mind. You don’t want to be in the position of adding “money stress” to an already stressful medical situation. Since care costs are unpredictable, proper coverage can give you definite peace of mind in knowing you are protected from most of these costs.

Uncovered illness can eliminate your options. Proper coverage means you have options. When you don’t have insurance, you’re at the mercy of the healthcare system, which often means no care.

On March 23, 2010, President Obama signed the Affordable Care Act. This law was designed to bring comprehensive health insurance reforms, hold insurance carriers accountable for costs, and give more consumers access to health care.

Premium Tax Credits are available to individuals based on their income, family dynamics, & residential location. Premium Tax Credits are only available through Connect for Health Colorado. With the passage of the American Rescue Plan Act in 2021, the availability of Premium Tax Credits was extended to individuals previously ineligible for assistance.

Each Year, there is a period from November 1 to January 15 called “open enrollment," which runs from November through January. During this time, you can shop and apply for a new health insurance plan if you find your current plan unsuitable. Once the open enrollment period ends, you cannot buy or change a plan unless you have a qualifying life event (such as losing your current coverage, getting married, or having a baby).

Because we are an independent agency offering timely health insurance quotes and online applications from multiple health insurance companies, compare options and apply online from the convenience of your home or office.

We can help you simplify what seems complex and help you choose from quality, competitive health care plans.

While most insurance products are similar in price and function, insurance providers vary when structuring a policy tailored to you.

After all, there’s no such thing as a one-size-fits-all insurance policy for your business.

Contact us today, and we'll help you protect what matters most.