Contractor's Elite Safety Association (CESA)

Workers compensation is complex and ever-changing, but there is mounting evidence that employers who understand the process and employ strategies to control their losses can realize significant savings. From relevant safety topics to return-to-work programs to Emod analysis, we are dedicated to keeping you abreast of all the latest developments related to work comp and helping you control your costs.

Together with Pinnacol and Mountain West Insurance, they created the Contractor's Elite Safety Association.

CESA is a work comp safety group created specifically for contractors that will save you money on your work comp premiums and improve your company's safety culture.

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(Insurance coverage can not be bound or modified without written confirmation from Mountain West Insurance & Financial Services, LLC.)


• Automatic 4% discount on your work comp premium.
• Group dividend up to 30% of your overall premium.
• Free industry specific safety classes held throughout the year.
• 2 free job site analysis reports per member per policy year.
• 50% discount for all MSC classes.

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• Formal written safety manual.
• Must have been in business for at least three years.
• Maintain a minimum loss ratio establish by the safety group.
• Pursue cost containment certification within six months of qualifying.
• Experience modification of at least 1.0 subject to review of safety group.
• Attendance of at least two, Pinnacol approved safety training meetings annually.

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